Privacy Policy

Last Updated: October 23, 2025

1. Information We Collect

SamFire collects the following types of information to provide insurance quoting services:

• Personal Information: Name, date of birth, address, contact information
• Health Information: Medical history, underwriting answers (in accordance with HIPAA)
• Financial Information: Banking details for premium payments, Social Security Numbers
• Usage Data: IP addresses, browser type, pages visited, time spent on site

2. How We Use Your Information

We use collected information for the following purposes:

• Generating accurate insurance quotes
• Processing insurance applications
• Communicating with clients about their policies
• Complying with legal and regulatory requirements
• Improving our services and user experience

3. Information Sharing and Disclosure

We may share your information with:

• Insurance Carriers: To process applications and issue policies
• Service Providers: Third-party vendors who assist in operating our platform
• Legal Authorities: When required by law or to protect our legal rights

We do not sell your personal information to third parties for marketing purposes.

4. Data Security

We implement industry-standard security measures to protect your data, including:

• Encryption of sensitive data in transit and at rest
• Secure server infrastructure with regular security audits
• Access controls limiting employee access to personal information

5. HIPAA Compliance

For health information collected during the underwriting process, we comply with the Health Insurance Portability and Accountability Act (HIPAA). Protected Health Information (PHI) is:

• Only collected when necessary for insurance purposes
• Transmitted securely to authorized parties only
• Stored with appropriate safeguards
• Subject to patient rights under HIPAA regulations

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

• Maintain user sessions and preferences
• Analyze website traffic and user behavior
• Improve website functionality and user experience

You can control cookie settings through your browser preferences.

7. Your Privacy Rights

Depending on your location, you may have the following rights:

• Access: Request a copy of your personal information
• Correction: Update inaccurate or incomplete information
• Deletion: Request deletion of your personal data (subject to legal retention requirements)

8. Data Retention

We retain your information for as long as necessary to:

• Provide our services and maintain your account
• Comply with legal, regulatory, and insurance requirements
• Resolve disputes and enforce our agreements

9. Children's Privacy

SamFire's services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children.

10. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify users of significant changes by posting a notice on our website.

11. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA), including the right to know what personal information is collected and the right to opt-out of the sale of personal information.

12. Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us through the information provided on our website.